Top One Futures logo

Top One Futures

VerifiedNo Eval Time LimitFast PayoutsNews Trading Allowed
United States
CEO: Matt Morris
4.8(2,506 reviews)

Top One Futures is a US-based futures prop trading firm founded by Matt Morris and Clay Hodges in 2023. Based in Cheyenne, Wyoming, they offer multiple funding paths including a 1-Step Elite Challenge, Instant Sim Funded accounts, S2F Sim PRO accounts, and Ignite instant funding. Known for fast payouts (often under 12 hours), no evaluation time limits, and news trading allowed. They claim over $19 million in payouts to traders across 122 countries.

Up to 40% OFF
Exclusive Offer
View all Top One Futures discounts

Overview

Profit Split
90%

Trader's share

Max Funding
$1,500k

Capital allowance

Payouts
On-demand once payout cycle requirements are met

Payout frequency

Established
2025

Year founded

Max Accounts
3

Accounts allowed

Trading Platforms

NinjaTraderNinjaTrader
TradovateTradovate
ProjectXProjectX

Tradable Assets

Futures

Payment Methods

Credit CardDebit CardCrypto

Payout Methods

Bank TransferCrypto

Key Features

Daily Payouts
No
1-Day Pass
Yes
KYC Required
Yes
VPN Allowed
No
DCA Allowed
Yes
Micro-scalping
Yes
Bots Allowed
No

Market Position

How Top One Futures compares to 14 other firms

True Cost (40% off)

Good value ($79)

80th percentile
Profit Split

Market average split

64th percentile
Max Funding

Top 29% funding capacity

71th percentile
Rating

Top 21% rated firm

79th percentile
Experience

Newer firm (1 year)

35th percentile

Account Pricing

Elite Challenge Plan
Challenge
Target
$1,500
Drawdown
$1,000
Daily Loss
$625
Activation$149
$69$41-40%
Get Funded
Challenge
Target
$3,000
Drawdown
$2,000
Daily Loss
$1,250
Activation$149
$105$63-40%
Get Funded
Challenge
Target
$6,000
Drawdown
$3,000
Daily Loss
$2,500
Activation$149
$209$125-40%
Get Funded
Challenge
Target
$9,000
Drawdown
$4,500
Daily Loss
$3,750
Activation$149
$309$185-40%
Get Funded
Ignite Plan
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$131$79-40%
Get Funded
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$398$239-40%
Get Funded
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$563$338-40%
Get Funded
Instant Sim Funded Plan
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$419$251-40%
Get Funded
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$679$407-40%
Get Funded
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$821$493-40%
Get Funded
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$939$563-40%
Get Funded
S2F Sim PRO Plan
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$257$154-40%
Get Funded
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$421$253-40%
Get Funded
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$632$379-40%
Get Funded
Funded
Target
$0
Drawdown
$0
Daily Loss
ActivationFree
$727$436-40%
Get Funded

Trading Rules

Trading Permissions

News Trading
Weekend Holding
EA / Bots
Scalping
Micro-scalping
Copy Trading
HFT
Hedging
Scaling
Min. Trading Days
10
Max Inactivity
14d
News Blackout
None

Evaluation Guidelines

Elite Challenge Overview

1-Step Evaluation with 6% profit target. No time limit to pass. End-of-Day trailing drawdown.

Account Sizes: $25K, $50K, $100K, $150K

Profit Target: 6% of starting balance

Drawdown: End-of-Day trailing (3-4% depending on account size)

Daily Loss Limit: 2.5% (soft breach - pauses trading for the day)

Consistency Rule: No consistency on evaluations.

No minimum trading days required during evaluation.

News trading is allowed. Weekend holding is NOT allowed - all positions must be closed by 4:00 PM ET.

Minimum trade duration: 10 seconds.

Hard Breach Rules

Account fails if the Maximum Trailing Drawdown is breached. Daily Loss Limit breach results in soft pause (trading resumes next day at 6:00 PM ET).

Phase Transition

What changes from Evaluation to Funded

11
Conditions are similar between phases

Profit Target

No profit target in funded phase - trade freely!

$1,500None

Consistency Rule

New consistency rule added: 25% Rule

N/A25% Rule

Restricted Countries

Top One Futures is not available in 53 countries

Traders from these countries cannot participate in evaluations

AfghanistanAlgeriaAngolaArmeniaAzerbaijanBahamasBarbadosBelarus?BosniaBotswanaBurundiCambodiaCentral African RepublicDemocratic Republic of CongoIvory CoastCubaEcuadorGhanaIcelandIranIraqJamaicaKazakhstanNorth KoreaKuwaitLaosLebanonLiberiaLibyaMauritiusMongoliaMontenegroNicaraguaNorth MacedoniaPakistanPanamaPapua New GuineaRussiaSomaliaSouth SudanSri LankaSudanSyriaTrinidad and TobagoTunisiaTurkeyUgandaUkraineVenezuelaVietnamYemenZimbabweKosovo

This list may change. Please verify eligibility directly with Top One Futures before purchasing.

Trust & Track Record

Credibility indicators for Top One Futures

Rating

99

Excellent

1+

Years Active

United States

Headquarters

Matt Morris

CEO / Founder

4.8

2,506 reviews

Trust Indicators

4/5 criteria met

Established Business

1+ years

Verified Reviews

2,506 reviews

High Rating

4.8/5

Leadership Transparency

Matt Morris

Multi-channel Support

6 channels

Trading Analytics

Cost Calculator

Calculate your breakeven and ROI

$100$5,000
True Cost

$218

Price + activation fee

Breakeven

1 trades

At $500/trade

First Payout

+$1,282

Max $1,500 payout

ROI

+588%

On first payout

Insight: With $500 profit per winning trade, you need 1 winning trades to recover your $218 investment.Your first payout could yield a 588% return on investment.

Risk-Reward Profile

How aggressive are the trading requirements?

moderate
ConservativeModerateAggressive
Low RiskHigh Risk

6.0%

Profit Target

4.0%

Max Drawdown

1.50

Risk/Reward

What this means: Balanced risk profile with 6.0% profit target against 4.0% max drawdown. Suitable for most traders.

Payout Timeline

Your journey from funded to first payout

Pass Evaluation

Meet profit target & trading requirements

7 Profitable Days

Complete 7 profitable trading days

First Payout

Available after 10 days

On-demand once payout cycle requirements are met

Ongoing payout schedule

Estimated time to first payout:10+ days

Reviews & Verdict

The Upside

What we love

No Evaluation Time Limit

  • Pass the Elite Challenge at your own pace
  • No pressure or deadlines during evaluation
  • Can pass in as little as 1 day

Fast Payout Processing

  • Payouts processed in under 12 hours on average
  • Some payouts approved in under 60 seconds
  • ANYTIME payout option available

News Trading Allowed

  • Trade during high-impact news events
  • No blackout periods around announcements
  • More trading opportunities

Multiple Funding Paths

  • Elite Challenge (1-step evaluation)
  • Instant Sim Funded (no evaluation)
  • S2F Sim PRO (intra-day trailing)
  • Ignite (budget-friendly instant)

Trader-Friendly Features

  • Drawdown locks after reaching buffer
  • Copy trading allowed between accounts
  • Free trading academy included
  • 24/7 customer support
  • High Trustpilot rating (4.8/5)

The Downside

Room for improvement

No Weekend Holding

  • All positions must be closed by 4:00 PM ET
  • Not suitable for swing traders wanting multi-day holds

No Automated Trading

  • Bots, EAs, and automated strategies prohibited
  • Manual trading only

10-Second Minimum Hold Time

  • Trades under 10 seconds monitored
  • Profits from quick trades may be disqualified

Activation Fee on Elite

  • $149 activation fee after passing Elite Challenge
  • Additional cost beyond evaluation fee

VPN Discouraged

  • VPN usage not recommended
  • May trigger false IP flags
  • Static IP or VPS recommended instead

Consistency Rules Apply

  • 15-25% consistency rule depending on account type
4.8/ 5.0

Verified Reviews(2,506 reviews)

Rating based on verified customer reviews.

Community Reviews

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Frequently Asked Questions

Is Top One Futures a legitimate prop firm?

Yes, Top One Futures is a legitimate prop trading firm established in 2025. It has a customer rating of 4.8/5 and is based in United States.

What is the profit split at Top One Futures?

Top One Futures offers a profit split up to 90%. This is competitive within the industry.

Does Top One Futures allow scalping and news trading?

Scalping is allowed. News trading is allowed during the evaluation phase.

What platforms can I use with Top One Futures?

Top One Futures supports the following trading platforms: NinjaTrader, Tradovate, ProjectX.

Is there a discount code for Top One Futures?

Yes, you can use the code "LUMI" to get 40% off.

When can I withdraw my profits?

Payouts are processed On-demand once payout cycle requirements are met. Traders keep 90% of profits. Payout targets: 1st payout requires 6% profit, 2nd requires 5%, 3rd+ requires 4%. S2F PRO requires 10 trading days with 7+ profitable days between payouts. Payouts processed via Riseworks.

Learn More About Prop Trading

Recent Updates

Updated Top One Futures review with latest pricing, active promo codes, and verified payout processing times. Confirmed active status for 2026.

Routine check of trading rules and platform availability. No major changes detected in terms of service.

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